What is a small business 401(k)?

A Small Business 401 (k) is an affordable retirement plan designed with small business owners and employees in mind. Explore 401 (k) plans for small businesses.

Can a small business participate in a 401(k) plan?

The law allows small businesses to participate in pooled employer plans, making it easier and less costly for small employers to provide workers with a retirement plan. Here's how to select the right 401 (k) plan provider for your small business. Retirement Plan Options for the Self-Employed.

Which 401(k) plan is best for a small business?

They offer four retirement plans for small businesses: SEP-IRA, SIMPLE IRA, Individual 401 (k) and a 401 (k) for Small Business. The former three plans are best for self-employed individuals or businesses with under 100 employees, while the latter plan is best suited for businesses with up to 1,000 employees.